Insurance Discussions or Comments.

[.Cheetah.]

Or just buy older, cheaper bikes, and keep liability only, and fix them when you wreck them since you saved thousands on insurance and the bike itself.

Look at your avatar dumb shit.......... Cant put that back together.......

[no0ne]

Look at your avatar dumb shit.......... Cant put that back together.......

..which is exactly where my new philosophy started.

[cowasockee]

I have had 4 large cliams on my motorcycles thru Progressive and my full coverage premium of 330 a year has dropped to 220 a year. never raised and always paid me what was due.

I laugh at your 4 "large" claims. Try burning your house down buddy. Now THAT is a large claim.

[Danhor7]

Or just buy older, cheaper bikes, and keep liability only, and fix them when you wreck them since you saved thousands on insurance and the bike itself.

+1

I only have 1 that I'm required to have full coverage on and that won't be for long.

[brian964]

In my experience it is cheaper getting quotes online. Some of the bigger companies offer discounts when ordering online, because it is less work for them. But to be safe you could compare quotes online, pick the best offer and try a local agency to see if they can match it or do better.

I recommend this site for online comparing: www.quotes-center.com

[WorldLeader]

I use USAA for all my insurance, except for my bike, and that's only because USAA doesn't do bike insurance. I would STRONGLY urge anyone who's in the military, or is a vet to check out USAA! They ROCK, their customer service is amazing, their insurance rates are awesome.
On the bike I use progressive, through USAA, which saves me money as opposed to going through progressive alone, I also get "credit" for the bike policy with USAA as far as multi-line discounts. Vice versa, progressive counts my homeowners and car policies that are through USAA and gives me a multi-line discount on the bike.
I carry full coverage on the bike and pay $305 a year if I pay monthly ($25.42/month) but since I pay a year at a clip I pay $282 a year.
I also avoid making claims against my insurance just to try to avoid the premium hikes that come with claims.

USAA is fine until you have a claim with them. It took my wife and I 41 days to get them to pay for car repairs and a rental from a guy that rear ended us. After 40 days of waiting for a response, we escalated the issue to the claims adjustor's superior and then to their superior and had this resolved the next day.

[ben_p]

Not good news LOL I am in the process of switching to USAA for our insurance now. I already have my two bikes with progressive through USAA and they are cheaper than I would have ever dreamed possible at my age. Of course, and I know I might get some shit for it, I only have liability.

[Doc]

I laugh at your 4 "large" claims. Try burning your house down buddy. Now THAT is a large claim.

damn coons

[DadOfFour]

USAA is fine until you have a claim with them. It took my wife and I 41 days to get them to pay for car repairs and a rental from a guy that rear ended us. After 40 days of waiting for a response, we escalated the issue to the claims adjustor's superior and then to their superior and had this resolved the next day.

I had a claim with them on my car (not at fault accident) and also a homeowners claim (roof got tore up in a storm) and had no problems, they were extremely fast.

[Volltron87]

How is your alls full coverage so low? Geico and Progressive want atleast 180 month for my 06 r6. Is it age (23) or lack of riding experience? Or what, seems a bit ridiculous.